Healthcare & Asset Protection

Healthcare costs can significantly impact your retirement security. Through either focused hourly consultations or comprehensive planning, I help you understand and prepare for healthcare expenses with a focus on protecting your retirement assets from unexpected risks.

Guide you through Medicare decisions

including initial enrollment timing, supplement options, and Part D prescription coverage, helping you select plans that balance coverage needs with costs while avoiding costly penalties

Explore various long-term care strategies

from traditional insurance to hybrid policies to self-funding options, considering your family health history, assets, and preferences for future care

Create realistic projections for healthcare expenses

throughout retirement, including estimates for out-of-pocket costs, premiums, and potential long-term care needs, to help you build adequate reserves into your retirement plan

Review your overall insurance protection

to identify potential gaps or redundancies across your health, life, and property coverage, ensuring appropriate protection for your assets and loved ones while avoiding unnecessary premiums