Retirement Strategy Development

Whether you need comprehensive retirement planning or focused advice on specific decisions, I'm here to help you navigate the complexities of retirement preparation. Through Comprehensive Retirement Planning, which includes one-year access to interactive retirement planning software, or Hourly Advice consultations, I can address your most pressing retirement questions and create strategies tailored to your needs.

Evaluate pension options and benefits

to help you make informed decisions about lump sum versus lifetime income choices, considering factors like inflation protection and survivor benefits

Design personalized income distribution plans

that coordinate your various income sources and help ensure your money lasts throughout retirement, incorporating both your essential needs and lifestyle goals

Analyze Social Security claiming strategies

to help maximize your lifetime benefits, considering factors like your health, family circumstances, and other retirement income sources

Provide clear guidance through the Medicare enrollment process

helping you understand your coverage options and avoid costly penalties while selecting plans that match your healthcare needs

Create tax-efficient withdrawal strategies

across your retirement accounts (IRAs, 401(k)s, and other savings), helping you minimize taxes while maintaining your desired lifestyle

Develop multi-year distribution plans

that balance tax efficiency with your income needs, considering required minimum distributions (RMDs), Roth conversion opportunities, and changing tax environments