Tax Planning Coordination

Smart tax planning can significantly impact your retirement success. Through either ad-hoc hourly consultations or a Comprehensive Retirement Plan, I can work with you or alongside you and your tax professional to help identify tax-optimization opportunities and develop strategies that align with your retirement goals.

Partner with you and your tax professional

to create cohesive strategies, sharing retirement planning insights while respecting their tax expertise to help you benefit from coordinated professional guidance

Develop multi-year tax bracket management strategies

helping you balance current and future tax obligations through thoughtful timing of retirement account withdrawals, Roth conversions, and other income sources

Create strategic capital gains harvesting plans

that consider your tax brackets, retirement income needs, and charitable goals to help optimize your investment tax efficiency

Design Qualified Charitable Distribution (QCDs) strategies

for those charitably inclined, helping you meet your giving goals while potentially reducing your taxable income and managing RMDs

Analyze state tax implications for retirement

especially important if you're considering relocating or splitting time between states, to help you understand how different state tax policies might affect your retirement income